Credit Issues
Need Finance Assistance C. Harper Auto Group Has Your Covered
Our professional, caring Finance Specialists are here for you. Let us know how we can help.
At C. Harper Auto Group we have a team of Finance Specialists dedicated to helping people with bad credit or no credit find the best way to buy a new or preowned car or trucks. If you've been previously turned down for credit, or if any of the following situations apply to you, contact us today and we'll walk you through your options.
BANKRUPTCY
Have an open or discharged Chapter 7 or 13 bankruptcy? Don't let the fear of being turned down stop you. Our lenders have created special programs specifically for people like you. Let us help you start rebuilding your credit today.
BAD CREDIT
Do you have issues with bad credit, repossessions, foreclosures or collections? We have lenders that will work with you and listen to your story, not just look at your credit score.
NO CREDIT
Just starting out and not sure if you would even qualify for credit? We can help you make those first important steps on the path to building a good credit history.
SELF EMPLOYEED/1099
It can be difficult to prove your income and get approved when you are a 1099 employee or self-employed. Let us tell you what documents you need. It’s easier than you think.
SSI/SSD
Are you on SSI/SSD and have low income? That doesn't mean you can't get into a safe, reliable vehicle. Let us show you how.
UBER?LYFT DRIVER
Is the fact that you use a vehicle for business making it difficult to get approved for financing? We have financing options perfect for this situation.
TIP ONLY EMPLOYEE
Have you been told that you don't qualify for a loan because your tips aren't included on your paystubs? We know the statements you need to show and will be glad to walk you through the process.
UNEMPLOYEED
Yes, even unemployed people can be approved. We would need a copy of the benefit eligibility letter and statement of the payment you receive (all can be found online).
NO DRIVER'S LICENSE
Need a vehicle in order to learn how to drive or take your driver's test? That's doable. You'll need to get insurance in your name and have a licensed driver available to drive the vehicle from the dealership for you. Contact us and we'll help you make it happen.